The Great Importance of Having India Travel Insurance

Traveling abroad requires you to save money before your date of departure. This can take months but the sacrifices that you make are usually worth it once you reach your country of destination. Everyone dreams of traveling to a beautiful place like India. In fact, this Asian country is quite in-demand nowadays. One of the […]

Renters Insurance Requirements in the State of California

While renters insurance isn’t required by law in the state of California, it can give you an extra layer of protection. Renting a property can be expensive, and disaster can strike at any moment. California has many laws that can protect renters. And while landlords and building owners are required to have insurance on any […]

Does Home Insurance Cover Flooding Caused By Sprinklers?

There are a lot of questions out there about what is and what is not covered by homeowners insurance. At Wine Valley Insurance Services, serving the greater Napa, CA area, we want to answer as many of these questions as we possibly can. Flooding is one of the most misunderstood aspects of home insurance. If […]

Why Would I Need to Get Umbrella Insurance?

Having adequate insurance coverage is essential for all people. While most people know that they should have a home, auto, life, and medical coverage, there are other types of coverage that are necessary as well. For some people in the Napa, CA area, having umbrella insurance coverage can be very beneficial. There are several reasons why having umbrella […]

Can I Drive Without Auto Insurance?

In California, motorists are required to carry the state-mandated minimum auto liability coverage to operate their motor vehicles in public spaces. Therefore, driving without auto insurance in The Golden State isn’t allowed, it’s illegal. What happens if you get behind the wheel without insurance and get caught? There are many possible consequences of driving without […]

Do You Really Need Renters Insurance?

Many renters or tenants do not purchase renters insurance because they assume their property is covered under their landlord’s policy. This can be a costly assumption on the part of the renter because the landlord’s policy only covers the building, not individual renters personal property. If a natural disaster, fire, or other events such as […]

What Will Happen if My Home Insurance Lapses?

Buying a home in California is always a big investment. When you decide to purchase a home, you will need to make sure that you have insurance in place to protect it and you. While most people will have protection in place when they buy the home, the policy could lapse if you stop paying. […]

4 Reasons to Consider Umbrella Insurance

Umbrella insurance is designed to take over where more standard and specific insurance policies leave off. While not everyone needs that higher level of coverage, it’s generally better to have more protection. If you’re in the Napa, CA area, Wine Valley Insurance Services can help you get the right umbrella policy for your needs. Then […]