Reading your home insurance mortgage statement : Term to term.

If it’s your first time getting home insurance, then you will soon come to find out that there’s a nice little legal document that’ll come in the mail every few days; there’s typically one sent out per month, and it’s called the mortgage statement. And regardless of what specific home insurance terms you have obliged […]

Does Home Insurance Cover Flooding Caused By Sprinklers?

There are a lot of questions out there about what is and what is not covered by homeowners insurance. At Wine Valley Insurance Services, serving the greater Napa, CA area, we want to answer as many of these questions as we possibly can. Flooding is one of the most misunderstood aspects of home insurance. If […]

What Will Happen if My Home Insurance Lapses?

Buying a home in California is always a big investment. When you decide to purchase a home, you will need to make sure that you have insurance in place to protect it and you. While most people will have protection in place when they buy the home, the policy could lapse if you stop paying. […]

Is there a difference between a fire and a wildfire?

The agents at Wine Valley Insurance Services, serving Napa, CA and the nearby areas, have plenty of experience dealing with insurance claims for wildfires in northern California. They want to caution homeowners about the differences between a regular fire and a wildfire. Most home insurance covers fires due to ordinary causes. However, there may not […]